External Corporate Cards in Declaree (Bring Your Own Card – BYOC)

Declaree allows companies to manage expenses paid with external corporate credit cards. This approach is commonly called Bring Your Own Card (BYOC).

With BYOC, employees continue using the company’s existing corporate cards, while Declaree automatically imports card transactions and connects them to expense reports.

This allows finance teams to centralize expense tracking, receipt collection, and approvals in one place.


How external corporate cards work in Declaree

When employees pay with a corporate card, the transaction is imported into Declaree. The employee then completes the expense by adding the receipt and any required information.

Once the expense is submitted, it follows the company’s normal expense approval workflow.

This process helps ensure that:

  • All card expenses are documented with receipts

  • Expenses are categorized correctly

  • Finance teams have a clear overview of company spending


Ways to connect corporate cards

There are two ways to bring external corporate card transactions into Declaree.

1. Bank data feeds

Transactions can be automatically imported through a bank data feed.

With this setup:

  • Transactions are imported regularly from the card provider

  • Employees can complete expenses shortly after the transaction appears

  • Finance teams receive a continuous flow of card data

This option provides the most automated experience.

See here for more details: https://declaree-kb.mobilexpense.com/english-en/working-version/credit-cards-data-feed

2. Credit card statement upload

If a data feed is not available, companies can upload credit card statements.

Typically, this is done using a monthly statement provided by the card issuer.

After the statement is uploaded:

  • Card transactions are imported into Declaree

  • Employees match receipts to the transactions

  • Expenses can be submitted and approved

See here for more details: https://declaree-kb.mobilexpense.com/english-en/working-version/import-of-credit-card-statements-pdf-upload


Mobilexpense Cards vs External Corporate Cards

Declaree supports two types of corporate card setups.

Feature

Mobilexpense Cards

External Corporate Cards

Card issued through Declaree

Yes

No

Transactions imported automatically

Yes

Yes

Card management in Declaree

Yes

No

Existing bank cards can be used

No

Yes

Mobilexpense Cards provide a fully integrated spend management experience, while BYOC allows companies to keep their existing corporate cards and still manage expenses in Declaree.