Cards in Declaree: Mobilexpense (Pliant) & External Cards (BYOC)

Declaree supports two ways to manage company card spend:

  1. Mobilexpense Cards (powered by Pliant)
    Cards are issued and managed in Declaree, and transactions sync automatically (typically within seconds).

  2. External Corporate Cards (BYOC – Bring Your Own Card)
    Your organisation keeps using an existing bank/provider card and imports transactions into Declaree via data feed or statement upload, then matches them with receipts.


Mobilexpense Cards (recommended for real-time spend management)

External Corporate Cards (BYOC)


Key differences at a glance

Topic

Mobilexpense Cards

External Cards (BYOC)

Transaction timing

Real-time (usually seconds)

Data-feed can take up to 48 hours; statement upload depends on when uploaded

How expenses are created

Transactions appear automatically; add receipt + details

Transactions imported via data-feed or PDF statement; match with receipts

Admin controls

Managed in Declaree (daily operations)

Managed at bank/provider; Declaree focuses on transaction import + reconciliation

Best for

Spend management: visibility + control + faster reconciliation

Companies that must keep existing card providers (BYOC)